Company Pensions
A robust pension plan is essential for any business, offering security to both employers and employees. At First Rate Financial Planning, we design and manage business pension schemes that align with your company’s goals and ensure regulatory compliance. Our expert advisors provide personalised guidance to help you establish and optimise pension plans, attracting and retaining top talent.
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Why use First Rate for your Business Pension?
Choosing First Rate Financial Planning for your business pension needs ensures you receive expert advice and personalised solutions tailored to your company’s specific requirements.
With over 20 years of industry experience, our team of dedicated professionals is committed to helping businesses establish and manage effective pension schemes. We understand the unique challenges that businesses face and work closely with you to design a pension strategy that benefits both your company and your employees. Trust us to provide the guidance and support you need to secure a prosperous financial future for your business.
Company Pensions
Providing your employees with access to comprehensive company pension plans is essential for their long-term financial well-being.
At First Rate Financial Planning, we specialize in setting up and managing company pension schemes that align with your business goals and comply with regulatory requirements. Our expert advisors will help you choose the right pension plan, manage contributions, and ensure seamless administration. By offering attractive pension benefits, you can attract and retain top talent, demonstrating your commitment to your employees’ futures.
Retirement Options
At retirement, employees have several options to access their pension benefits.
These options include taking a tax-free lump sum, purchasing an annuity for guaranteed income, or transferring the pension fund to an Approved Retirement Fund (ARF) for more flexible access to their savings. The number of options available will depend on the type of pension scheme and individual circumstances. Our advisors will help your employees understand their retirement options and make informed decisions to maximize their retirement income and achieve their financial goals.
What Our Clients Say
Hear from our clients about their experiences and how they found working with First Rate Financial Planning.
Trustindex verifies that the original source of the review is Google.
Raul Martin2026-03-04I wholeheartedly recommend First Rate Services! The team is incredibly skilled and always supportive, making the experience smooth and reassuring. They’re highly efficient and consistently find innovative solutions to overcome any challenge that comes their way.Trustindex verifies that the original source of the review is Google.
Mateusz Piotrowski2026-03-03We couldn’t have chosen a better mortgage broker than First Rate! Kevin, Rachel and Patricia were amazing and incredibly helpful throughout the whole process. Thanks to their support, we were able to collect the keys to our new home. And look at the lovely card we received from them!Trustindex verifies that the original source of the review is Google.
Christopher Suia2026-03-02I recently worked with First Rate Financial Planning on my mortgage, and I couldn’t be happier with the service I received. Kevin, Rachel, and Patricia were incredibly helpful throughout the entire process. As a first time buyer, everything felt overwhelming at the start, but they made the whole experience so much easier and far less stressful. They were always quick to answer any questions I had, explained everything clearly, and guided me through each stage. Their communication was excellent, and I always felt supported. Even small touches, like the card they sent to my new home really showed how much they care about their clients. I’m now settled into my new place, and thanks to their help, everything went smoothly from start to finish. I’ll definitely be recommending them to friends and family. Fantastic service from start to finish. Highly recommend!Trustindex verifies that the original source of the review is Google.
Conor Naylor2026-02-19We couldn’t recommend Kevin and the team highly enough. They were instrumental in helping us buy our first home and were responsive and helpful in navigating the mountain of paperwork along the way.Trustindex verifies that the original source of the review is Google.
Máirín McCabe-Carroll2026-02-17We have worked with First Rate Financial Planning many times and I honestly couldn’t speak more highly. Shay, Cathal and the team have been by our side since we bought our first home many years ago and the kindness, patience and genuine commitment have made them the only team we trust for financial guidance. We have recommended First Rate Financial Planning to many friends over the years and everyone has come back with the same glowing experience. Thank you for everything you do — we look forward to working with you again in the future.Trustindex verifies that the original source of the review is Google.
Joyraj Reddy2026-01-26I had an excellent experience working with Kevin and his team on my mortgage and home purchase. They were incredibly helpful throughout the entire process, answering all my questions, guiding me through each step, and making everything feel smooth and stress-free. Their professionalism and clear communication made a big difference. I’d highly recommend First Rate to anyone looking for a mortgage.Trustindex verifies that the original source of the review is Google.
paul whyte2026-01-23We have worked with First Rate twice now, and both times we have found them to be absolute life savers. Navigating the logistical and admin heavy nightmare that is a mortgage transfer, while juggling parenting and maintaining your day job is just not something I can ever claim to be mentally equipped to do well. Kevin and the team at First Rate honestly make it almost too easy. If you have a question, you generally get a reply within the hour and if you are confused about some financial concept you haven't come across before, they break it down in a way that is easily understandable. They have a path to the end of any problem that you bump into, and a vast wealth of experience and expertise to draw from. This is a no brainer. Highly recommend.Trustindex verifies that the original source of the review is Google.
Emily Riondato2026-01-22We had an excellent experience working with Kevin and the team at First Rate. He was hugely helpful and responsive during the entire house purchasing process, giving additional support and recommendations when we hit a few snags in the road. He really went above and beyond during this time, answering all of our questions and giving excellent advice. We were able to clear these hurdles and purchase our home largely thanks to him and the team - really couldn’t have done it without them. Would highly recommend First Rate to anyone looking to buy.Trustindex verifies that the original source of the review is Google.
michael Barnes2025-12-19Thanks so much to Des and his team for helping us buy our forever home. really cant fault 1st rate mortgages , been there every step of the way. took the time to outlay what we needed and was with us all the way. thanks againTrustindex verifies that the original source of the review is Google.
G B2025-12-18We had a fantastic experience with Des at First Rate Mortgages. He was incredibly helpful from start to finish, always available to answer questions and explain things clearly. The whole process would have been far more stressful without his guidance — honestly, we couldn’t have done it without him. His professionalism, knowledge, and genuine support made a huge difference, and we felt confident every step of the way. We would highly recommend Des to anyone looking for a reliable and supportive mortgage broker.
