Financial Planning
Achieving your financial goals requires expert guidance and a strategic plan. At First Rate Financial Planning, we offer tailored financial planning services to meet your unique needs. Our advisors help you understand your finances, set goals, and create a plan to achieve them. Whether planning for retirement, investing, or managing wealth, we provide personalised solutions to support your financial journey.
Financial Planning
Achieving your financial goals requires expert guidance and a strategic plan. At First Rate Financial Planning, we offer tailored financial planning services to meet your unique needs. Our advisors help you understand your finances, set goals, and create a plan to achieve them. Whether planning for retirement, investing, or managing wealth, we provide personalised solutions to support your financial journey.
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Full Financial Review
A comprehensive financial review is essential for understanding your current financial position and planning for the future.
At First Rate Financial Planning, we offer full financial reviews to assess your assets, liabilities, income, and expenditures. Our expert advisors provide a detailed analysis and personalised recommendations to optimise your financial health. Whether you’re preparing for major life changes, aiming to maximise your investments, or simply seeking peace of mind, our full financial review service ensures you have a clear and actionable plan. Trust us to help you achieve financial clarity and security.
Why use a financial advisor?
Navigating the complexities of financial planning on your own can be overwhelming and time-consuming.
A financial advisor provides expert knowledge, personalised advice, and strategic planning to help you achieve your financial goals. At First Rate Financial Planning, our advisors take the time to understand your unique financial situation and aspirations, offering tailored solutions that maximise your wealth and secure your future. By leveraging our expertise, you can make informed decisions, avoid common pitfalls, and stay on track to meet your long-term objectives with confidence and peace of mind.
Investments & Savings
Building a secure financial future involves making smart investment and savings decisions.
At First Rate Financial Planning, we provide expert guidance to help you navigate the complexities of investing and saving. Our experienced advisors work with you to develop personalised strategies that align with your financial goals and risk tolerance. Whether you’re looking to grow your wealth, save for a major purchase, or plan for retirement, we offer tailored solutions to meet your needs. Trust us to help you make informed decisions and maximise your financial potential.
Income Protection
Your ability to earn an income is one of your most valuable assets.
At First Rate Financial Planning, we understand the importance of safeguarding this asset against unforeseen circumstances. Our income protection solutions are designed to provide you with financial security in the event of illness or injury that prevents you from working. Our experienced advisors will help you choose the right policy to ensure you continue to meet your financial obligations and maintain your standard of living. Trust us to protect your income and provide peace of mind for you and your family.
Group Benefits
In today’s competitive job market, offering comprehensive group benefits is essential for attracting and retaining top talent.
At First Rate Financial Planning, we provide tailored group benefits solutions to meet the diverse needs of your workforce. Our expert advisors work with you to design and implement benefits packages that include health insurance, retirement plans, and other valuable perks. By investing in the well-being and financial security of your employees, you not only enhance job satisfaction and loyalty but also strengthen your company’s overall success. Trust us to help you create a benefits program that supports your team and your business goals.
What Our Clients Say
Hear from our clients about their experiences and how they found working with First Rate Financial Planning.
Trustindex verifies that the original source of the review is Google.
Raul Martin2026-03-04I wholeheartedly recommend First Rate Services! The team is incredibly skilled and always supportive, making the experience smooth and reassuring. They’re highly efficient and consistently find innovative solutions to overcome any challenge that comes their way.Trustindex verifies that the original source of the review is Google.
Mateusz Piotrowski2026-03-03We couldn’t have chosen a better mortgage broker than First Rate! Kevin, Rachel and Patricia were amazing and incredibly helpful throughout the whole process. Thanks to their support, we were able to collect the keys to our new home. And look at the lovely card we received from them!Trustindex verifies that the original source of the review is Google.
Christopher Suia2026-03-02I recently worked with First Rate Financial Planning on my mortgage, and I couldn’t be happier with the service I received. Kevin, Rachel, and Patricia were incredibly helpful throughout the entire process. As a first time buyer, everything felt overwhelming at the start, but they made the whole experience so much easier and far less stressful. They were always quick to answer any questions I had, explained everything clearly, and guided me through each stage. Their communication was excellent, and I always felt supported. Even small touches, like the card they sent to my new home really showed how much they care about their clients. I’m now settled into my new place, and thanks to their help, everything went smoothly from start to finish. I’ll definitely be recommending them to friends and family. Fantastic service from start to finish. Highly recommend!Trustindex verifies that the original source of the review is Google.
Conor Naylor2026-02-19We couldn’t recommend Kevin and the team highly enough. They were instrumental in helping us buy our first home and were responsive and helpful in navigating the mountain of paperwork along the way.Trustindex verifies that the original source of the review is Google.
Máirín McCabe-Carroll2026-02-17We have worked with First Rate Financial Planning many times and I honestly couldn’t speak more highly. Shay, Cathal and the team have been by our side since we bought our first home many years ago and the kindness, patience and genuine commitment have made them the only team we trust for financial guidance. We have recommended First Rate Financial Planning to many friends over the years and everyone has come back with the same glowing experience. Thank you for everything you do — we look forward to working with you again in the future.Trustindex verifies that the original source of the review is Google.
Joyraj Reddy2026-01-26I had an excellent experience working with Kevin and his team on my mortgage and home purchase. They were incredibly helpful throughout the entire process, answering all my questions, guiding me through each step, and making everything feel smooth and stress-free. Their professionalism and clear communication made a big difference. I’d highly recommend First Rate to anyone looking for a mortgage.Trustindex verifies that the original source of the review is Google.
paul whyte2026-01-23We have worked with First Rate twice now, and both times we have found them to be absolute life savers. Navigating the logistical and admin heavy nightmare that is a mortgage transfer, while juggling parenting and maintaining your day job is just not something I can ever claim to be mentally equipped to do well. Kevin and the team at First Rate honestly make it almost too easy. If you have a question, you generally get a reply within the hour and if you are confused about some financial concept you haven't come across before, they break it down in a way that is easily understandable. They have a path to the end of any problem that you bump into, and a vast wealth of experience and expertise to draw from. This is a no brainer. Highly recommend.Trustindex verifies that the original source of the review is Google.
Emily Riondato2026-01-22We had an excellent experience working with Kevin and the team at First Rate. He was hugely helpful and responsive during the entire house purchasing process, giving additional support and recommendations when we hit a few snags in the road. He really went above and beyond during this time, answering all of our questions and giving excellent advice. We were able to clear these hurdles and purchase our home largely thanks to him and the team - really couldn’t have done it without them. Would highly recommend First Rate to anyone looking to buy.Trustindex verifies that the original source of the review is Google.
michael Barnes2025-12-19Thanks so much to Des and his team for helping us buy our forever home. really cant fault 1st rate mortgages , been there every step of the way. took the time to outlay what we needed and was with us all the way. thanks againTrustindex verifies that the original source of the review is Google.
G B2025-12-18We had a fantastic experience with Des at First Rate Mortgages. He was incredibly helpful from start to finish, always available to answer questions and explain things clearly. The whole process would have been far more stressful without his guidance — honestly, we couldn’t have done it without him. His professionalism, knowledge, and genuine support made a huge difference, and we felt confident every step of the way. We would highly recommend Des to anyone looking for a reliable and supportive mortgage broker.
