Mortgages
At First Rate Financial Planning, we understand that securing a mortgage is a significant financial commitment. Our experienced advisors provide expert guidance and support for first-time buyers, home movers, refinancers, and property investors. Partnering with all major lenders in Ireland, we offer the best terms and rates tailored to your needs.
Mortgages
At First Rate Financial Planning, we understand that securing a mortgage is a significant financial commitment. Our experienced advisors provide expert guidance and support for first-time buyers, home movers, refinancers, and property investors. Partnering with all major lenders in Ireland, we offer the best terms and rates tailored to your needs.
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First Time Buyers
Buying your first home is an exciting milestone, but it can also be a daunting process.
At First Rate Financial Planning, we specialise in helping first-time buyers navigate the complexities of securing a mortgage. Our experienced advisors are dedicated to providing personalised support from your initial enquiry to the moment you receive your keys. With access to all major lenders in Ireland, we ensure you get the best rates and terms tailored to your unique needs, making your journey to homeownership smooth and stress-free.
Movers
Moving home is a significant life event that comes with its own set of challenges and opportunities.
At First Rate Financial Planning, we understand the complexities involved in trading up, downsizing, or relocating. Our team of experienced advisors is here to provide expert guidance and support throughout the entire process. We work with all major lenders in Ireland to ensure you receive the best mortgage options tailored to your specific needs. Let us help you make your move as seamless and stress-free as possible, so you can focus on settling into your new home.
Switcher
In today’s dynamic financial landscape, switching your mortgage can lead to significant savings and better terms.
At First Rate Financial Planning, we specialise in helping homeowners review their current mortgage arrangements and find more advantageous options. Our experienced advisors will guide you through the entire switching process, ensuring a smooth transition to a new lender with improved rates. With access to all major lenders in Ireland, we are committed to finding the best mortgage solutions tailored to your needs. Trust us to make your mortgage switch seamless and stress-free.
Refinance
At First Rate Financial Planning, we specialise in helping homeowners refinance their existing mortgages to achieve better financial outcomes.
Whether you want to consolidate debt, fund home improvements, or access equity, our experienced advisors provide expert guidance through the refinancing process. We work with all major lenders in Ireland to secure the most advantageous terms and rates tailored to your needs. Trust us to make your refinancing journey seamless and stress-free, ensuring you get the best possible financial solutions.
Buy to Let
Investing in rental property can be a lucrative opportunity, and at First Rate Financial Planning, we are here to help you navigate the Buy To Let mortgage process.
Whether you’re purchasing your first rental property or expanding your portfolio, our experienced advisors provide expert guidance tailored to your investment goals. With access to all major lenders in Ireland, we secure the best mortgage options and rates for your needs. Trust us to make your Buy To Let journey smooth and stress-free, ensuring your investment yields the best possible returns.
What Our Clients Say
Hear from our clients about their experiences and how they found working with First Rate Financial Planning.
Geanina Costan2024-05-03Highly recommended First Rate Mortgages ! Kevin and the team are absolutely amazing !Linda Murray2024-04-30We contacted Kevin and the team in First Rate last year when we were beginning our journey to try and buy a property. At every step of the way we received fantastic guidance and advice. They have been so easy to work with, always prompt and friendly. We have just gotten keys to our first home and we couldn't be happier! I would highly recommend the team. They made the whole process so much easier. Thanks Kevin and all the team at First Rate.Simon Silva2024-04-06First rate should be everyone’s first choice! Kevin and his team are superb, very knowledgeable, patient and reassuring all the time, we knew we had found the right Brokers when 6 different people recommended First rate mortgages to us. Overall 10/10, they’re the right team if you want a stress free journey 🙏Lee-ann Kelly2024-03-20Kevin & the team go above and beyond to make the process as stress free as possible. Ongoing engagement, clear communication and real-time responses/support being key. Their online portal for uploading the initial documentation is clear to understand and user friendly, and the team are there to support...when you make the occasional mistake!! Would highly recommend!!Noel Reville2024-03-20Fantastic service, patient, diligent throughout the extended process . Would highly recommendClaire Nelson2024-03-20Rachel and Kevin at First Rate were incredibly supportive during our mortgage application process and were extremely patient in guiding us through all the various hoops. They facilitated a positive outcome for us, which we are very grateful for.Lauren Walker2024-03-14Made our process with our mortgage so smooth and reassured us every step. Highly recommend Shay and his team 😊Kellie-Marie Connolly2024-01-24I would highly recommend First Rate mortgages. We dealt with Kevin who made the process very simple,quick and stress free. The team especially Lorna and Patricia were very helpful and were in constant contact with updates which was brilliant. Thanks to the team for all your help on getting our first home. We are over the moon and couldn’t have done it without all your help.Tadhg Rohan2023-12-14Can very highly recommend them. Rachel and Barry were a great help throughout the whole mortgage process and always on hand with any queries I would have myself. Brilliant service.
Warning: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
Warning: If you do not keep up your repayments, you may lose your home.
Warning: The payment rates on this housing loan may be adjusted by the lender from time to time.
Warning: You may have to pay charges if you pay off a fixed-rate loan early.
Warning: The entire amount that you have borrowed will still be outstanding at the end of the interest-only period.
Warning: This new loan may take longer to pay off than your previous loans. This means you may pay more than if you paid over a shorter term
