Company Protection
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Co – Directors / Partnership Insurance
This is business-specific life insurance that can provide compensation to shareholders of a company. If one of the directors dies, a lump sum will be released, enabling the surviving directors to buy the deceased person’s shares from their next-of-kin in a pre-arranged agreement. The remaining directors can retain ownership of the company and provide continuity for the business.
Keyman insurance
All businesses, whether large or small, are heavily dependent on one key asset – their people. It is people who build up a successful business, not plant or machinery. Keyperson Assurance is life assurance and/or specified illness cover taken out by an employer on a key director or employee, to protect the employer from the financial consequences of that individual’s death or illness.
Executive / Pension Term Assurance
Pension Term Assurance is a type of low-cost, tax-efficient life insurance. It’s designed to sit alongside your personal or executive pension and gives a level of financial security to your family.
It’s an affordable plan that gives you life insurance for the amount you need until your chosen retirement age. You may even receive income tax relief on your premiums. It can be structured under a personal or executive ( company ) basis.
Death in Service Benefits
Group Life Insurance or Death in Service, is a great employee benefit that you can offer your staff. It can provide their dependants with a lump sum and/or pension benefit in the event of an employee’s
death and can play a major role in helping you retain your best people. Death in service may be offered by companies as part of an employee’s benefits package.
Employer & Employee Benefits
Providing your employees with a comprehensive package of benefits builds loyalty and increases productivity. Additional employee benefits are fast becoming as important in attracting skilled staff as a competitive salary and bonus structure. Let First Rate Financial Planning deliver a package of benefits to suit your employees
What Our Clients Say
Hear from our clients about their experiences and how they found working with First Rate Financial Planning.
Geanina Costan2024-05-03Highly recommended First Rate Mortgages ! Kevin and the team are absolutely amazing !Linda Murray2024-04-30We contacted Kevin and the team in First Rate last year when we were beginning our journey to try and buy a property. At every step of the way we received fantastic guidance and advice. They have been so easy to work with, always prompt and friendly. We have just gotten keys to our first home and we couldn't be happier! I would highly recommend the team. They made the whole process so much easier. Thanks Kevin and all the team at First Rate.Simon Silva2024-04-06First rate should be everyone’s first choice! Kevin and his team are superb, very knowledgeable, patient and reassuring all the time, we knew we had found the right Brokers when 6 different people recommended First rate mortgages to us. Overall 10/10, they’re the right team if you want a stress free journey 🙏Lee-ann Kelly2024-03-20Kevin & the team go above and beyond to make the process as stress free as possible. Ongoing engagement, clear communication and real-time responses/support being key. Their online portal for uploading the initial documentation is clear to understand and user friendly, and the team are there to support...when you make the occasional mistake!! Would highly recommend!!Noel Reville2024-03-20Fantastic service, patient, diligent throughout the extended process . Would highly recommendClaire Nelson2024-03-20Rachel and Kevin at First Rate were incredibly supportive during our mortgage application process and were extremely patient in guiding us through all the various hoops. They facilitated a positive outcome for us, which we are very grateful for.Lauren Walker2024-03-14Made our process with our mortgage so smooth and reassured us every step. Highly recommend Shay and his team 😊Kellie-Marie Connolly2024-01-24I would highly recommend First Rate mortgages. We dealt with Kevin who made the process very simple,quick and stress free. The team especially Lorna and Patricia were very helpful and were in constant contact with updates which was brilliant. Thanks to the team for all your help on getting our first home. We are over the moon and couldn’t have done it without all your help.Tadhg Rohan2023-12-14Can very highly recommend them. Rachel and Barry were a great help throughout the whole mortgage process and always on hand with any queries I would have myself. Brilliant service.
Talk to us today
Contact us today to learn how our expert advisors can assist you with mortgages, pensions, investments, income protection, and comprehensive financial planning.
