Refinance
Refinancing your mortgage can help you achieve better financial outcomes, such as consolidating debt, funding home improvements, or accessing equity. At First Rate Financial Planning, we provide expert guidance through the refinancing process.
Why Use First Rate Financial Planning
With extensive experience in the mortgage market, we offer personalised solutions and access to all major lenders in Ireland.
Our advisers ensure you get the best terms and rates, tailored to your specific needs.
Our Process
We assess your financial situation and identify the best refinancing options. Our process includes:
- Evaluating your current mortgage and financial goals.
- Providing a comprehensive review of refinancing options.
- Assisting with the preparation and submission of required documentation.
- Liaising with lenders to secure favourable refinancing terms.
- Keeping you informed throughout the refinancing process and addressing any queries.
- Ensuring a smooth transition to your new mortgage arrangement.
What Our Clients Say
Hear from our clients about their experiences and how they found working with First Rate Financial Planning.
ExcellentBased on 96 reviewsGeanina Costan2024-05-03Highly recommended First Rate Mortgages ! Kevin and the team are absolutely amazing !Linda Murray2024-04-30We contacted Kevin and the team in First Rate last year when we were beginning our journey to try and buy a property. At every step of the way we received fantastic guidance and advice. They have been so easy to work with, always prompt and friendly. We have just gotten keys to our first home and we couldn't be happier! I would highly recommend the team. They made the whole process so much easier. Thanks Kevin and all the team at First Rate.Simon Silva2024-04-06First rate should be everyone’s first choice! Kevin and his team are superb, very knowledgeable, patient and reassuring all the time, we knew we had found the right Brokers when 6 different people recommended First rate mortgages to us. Overall 10/10, they’re the right team if you want a stress free journey 🙏Lee-ann Kelly2024-03-20Kevin & the team go above and beyond to make the process as stress free as possible. Ongoing engagement, clear communication and real-time responses/support being key. Their online portal for uploading the initial documentation is clear to understand and user friendly, and the team are there to support...when you make the occasional mistake!! Would highly recommend!!Noel Reville2024-03-20Fantastic service, patient, diligent throughout the extended process . Would highly recommendClaire Nelson2024-03-20Rachel and Kevin at First Rate were incredibly supportive during our mortgage application process and were extremely patient in guiding us through all the various hoops. They facilitated a positive outcome for us, which we are very grateful for.Lauren Walker2024-03-14Made our process with our mortgage so smooth and reassured us every step. Highly recommend Shay and his team 😊Kellie-Marie Connolly2024-01-24I would highly recommend First Rate mortgages. We dealt with Kevin who made the process very simple,quick and stress free. The team especially Lorna and Patricia were very helpful and were in constant contact with updates which was brilliant. Thanks to the team for all your help on getting our first home. We are over the moon and couldn’t have done it without all your help.Tadhg Rohan2023-12-14Can very highly recommend them. Rachel and Barry were a great help throughout the whole mortgage process and always on hand with any queries I would have myself. Brilliant service.
Talk to us today
Contact us today to learn how our expert advisors can assist you with mortgages, pensions, investments, income protection, and comprehensive financial planning.
Warning: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
Warning: If you do not keep up your repayments, you may lose your home.
Warning: The payment rates on this housing loan may be adjusted by the lender from time to time.
Warning: You may have to pay charges if you pay off a fixed-rate loan early.
Warning: The entire amount that you have borrowed will still be outstanding at the end of the interest-only period.
Warning: This new loan may take longer to pay off than your previous loans. This means you may pay more than if you paid over a shorter term